![]() ![]() Alarm System/Anti-Theft Device Discount.Here are some common discounts in this category: Whether to protect you in the case of an accident or protect against your vehicle being stolen, these features lower your chances of filing a claim. ![]() These can include anything from anti-theft devices to daytime running lights and specific types of airbags. Vehicle Safety Features DiscountsĪnother way to get a discount on your insurance policy is by having certain safety features installed in your vehicle. Whether you are a retiree, work primarily from home, or use public transportation for your commute, you may be able to take advantage of this discount if you don’t drive frequently. To receive the discount, drivers must provide proof of their annual mileage, such as a recent odometer reading or a statement from their employer. The exact mileage that qualifies for the discount varies by insurance company, but it’s typically between 7,500 and 10,000. This car insurance discount is typically offered to those who drive less than a certain number of miles per year. For many, the benefit of taking a defensive driving course outweighs the cost, as it can improve their safety on the road and save them money on their insurance premiums. To qualify for the discount, policyholders must provide proof of completion of a defensive driving course approved by the insurer. Defensive driving course discounts typically range from 5% to 10% off your auto policy. Insurers reward drivers who take these courses as it lowers their risk of receiving a violation or getting into an accident. Responsible behaviors behind the wheel can present significant savings for drivers who qualify.ĭefensive driving courses help drivers improve their skills to make the roads safer for everyone. The size of the discount can vary depending on the insurer, but it typically ranges from about 10% to 30% of the driver’s premium. ![]()
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